This information concerning insurance benefits was posted on 10/31 by Senator Fuschillo's website: http://www.nysenate.gov/senator/charles-j-fuschillo-jr. It should be especially helpful for those families affected by autism:
Senator Charles J. Fuschillo, Jr. (R-Merrick) announced today that a new law he authored to enable individuals with autism spectrum disorders to receive insurance coverage for screening, diagnosis and treatment, will take effect tomorrow, November 1st. The new law will save families with autism tens of thousands of dollars a year in out of pocket costs for autism treatment and therapies which many insurance companies refuse to cover.
“For years, families have fought for access to treatment coverage for their loved ones with autism,” said Senator Fuschillo. “This new law affords individuals with autism the opportunity to receive treatments and therapies they need without being forced to spend tens of thousands of dollars out of pocket every year. The law taking effect tomorrow will dramatically improve the lives of families affected by autism.”
Under the law, insurance companies are required to provide coverage for the screening, diagnosis, and treatment of autism spectrum disorders, including behavioral health treatments, speech therapy, occupational therapy, and physical therapy. Many insurance companies have routinely denied coverage for these treatments, forcing families to choose between exhausting their finances or forgoing important treatments because they can’t afford the cost. Insurance companies are also prohibited from terminating coverage or refusing to renew, adjust, amend, issue, or execute a policy solely because the individual has been diagnosed with or received treatment for autism spectrum disorders.
The new law builds upon an existing law, authored by Senator Fuschillo, to ensure that individuals with autism receive equitable coverage.
Autism Spectrum Disorders affect individuals of all ethnic, racial, and socioeconomic groups. The Centers for Disease Control (CDC) estimates that 1 in 88 children, including 1 in 54 boys, are currently affected with autism. More children will be diagnosed with autism this year than with AIDS, diabetes, and cancer combined, according to Autism Speaks, one of the nation’s largest autism science and advocacy organizations.